I paid off my Providian/WaMu credit card yesterday and called to cancel it this morning.
This card has had anywhere from 21-31% interest (The current interest rate was 31%) for the duration of the time I've had it. I called repeatedly to ask them to lower the rate, but I was always told there was nothing they could do for me.
This morning when I called it in to cancel, of course they asked why. My reply was, "Because 31% interest is greedy and malicious and I no longer do business with companies that lack integrity." The representative was speechless. So then I replied, "Don't take it personally. I'm doing this with all of my credit cards."
Dave Ramsey, thank you, thank you, thank you!
Goodbye WaMu!
June 12th, 2007 at 05:17 pm
June 12th, 2007 at 05:30 pm 1181669400
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Don't forget to visit us over on the forums.
June 12th, 2007 at 06:11 pm 1181671884
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You can listen to him online, either by streaming audio or downloading his show or you can catch him in your area on the radio.
June 12th, 2007 at 10:52 pm 1181688728
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I listen to Dave's show online each day before my boss comes into work. I enjoy listening to his advice.
June 12th, 2007 at 11:46 pm 1181692000
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February 1st, 2008 at 10:56 pm 1201906584
Congrats about getting rid of the card! 31% is crazy!