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Home > Goodbye WaMu!

Goodbye WaMu!

June 12th, 2007 at 10:17 am

I paid off my Providian/WaMu credit card yesterday and called to cancel it this morning.

This card has had anywhere from 21-31% interest (The current interest rate was 31%) for the duration of the time I've had it. I called repeatedly to ask them to lower the rate, but I was always told there was nothing they could do for me.

This morning when I called it in to cancel, of course they asked why. My reply was, "Because 31% interest is greedy and malicious and I no longer do business with companies that lack integrity." The representative was speechless. So then I replied, "Don't take it personally. I'm doing this with all of my credit cards."

Dave Ramsey, thank you, thank you, thank you!

12 Responses to “Goodbye WaMu!”

  1. HouseHopeful Says:

    I love your name, very funny Smile I listen to Dave online and he's great at motivating people! Great job closing that account. And welcome to savingadvice.com!

  2. Lux Living Frugalis Says:

    BuBye WaMU!!! YEAH YOU!!! Congrats on getting out from under them!

    Don't forget to visit us over on the forums.

  3. tinapbeana Says:

    Nice to have you here, Lindsay. Congrats on getting the card paid off!

  4. campfrugal Says:

    Sweeet. I love telling credit card companies to shove their interest. Welcome

  5. quippymcflippy Says:

    Loved this entry! Where can I listen to this Dave guy?

  6. heartcarved Says:

    Quippy, go to http://www.daveramsey.com

    You can listen to him online, either by streaming audio or downloading his show or you can catch him in your area on the radio.

  7. fairy74 Says:

    Good going! Smile

  8. rduell Says:


    I listen to Dave's show online each day before my boss comes into work. I enjoy listening to his advice.

  9. LuckyRobin Says:

    Love, love, love your answer to the credit card company! What fun.

  10. baselle Says:

    Congrats of knocking down the debt and with that, the cojones to call 'em on a 31% interest rate. Let 'em have a nice day in h-e- double toothpicks.

  11. shiela Says:

    Wecome and well done on closing the CC.

  12. Lauren Says:

    I *love* your blog's name! It's so awesome Smile
    Congrats about getting rid of the card! 31% is crazy!

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